Bonnie Milstead, CRS, GRI, LTG, CDPE
(850) 814-3423


Prudential Shimmering Sands Realty
1514 W. 23rd. Street, #B
Panama City, FL 32405

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CRS - Certified Residential Specialist


Equal Housing Opportunity


GRI - Graduate, REALTOR® Institute


LTG - Leadership Training Graduate


MLS membership


Prudential eCertified® program


REALTOR® certification


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 Serving Panama City, Panama City Beach and surrounding areas in Real Estate Sales, Short Sales and Distressed Properties.
A PERFECT TIME TO BUY A HOME! Short Sales, Distressed Properties, Real Estate For Sale Panama City and Panama City Beach, FL
Opportunities Abound In Bay County! It's definitely a buyer's market right now. Interest rates are historically low. There is a vast inventory to select from with Sellers anxious to sell! Call me today and let's discuss your options to make you a home owner. SHORT SALES: The current real estate market has caused unbearable stress and heartache. I want to be a part of the solution. As a Certified Distresed Property Expert and Realtor, I can give you the expertise necessary to help save your credit, relieve the uncertainty and most of all, help your family. In addition to my current real estate practice I am devoting my career to helping homeowners who face difficult situations, taking them from uncertainty to resolution. LIGHT AT THE END OF THE TUNNEL - Chances are you or someone you know in the Panama City area are facing the possibility of foreclosure. They are not alone. As a CDPE Designee I can help. Now more than ever, it's important to identify your options. Regrettably, over 70% of homeowners in foclosure proceed without ANY visible assistance. This is not accceptable. Foreclosure CAN be avoided, your credit CAN be saved and your financial future CAN be salvaged. SHORT SALES vs FORECLOSURE - A short sale occurs when a lender accepts the selling price of a home, due to a hardship of the seller, even if it is less than the full amount owed on the mortgage. For some homeowners this can be the best option to foreclosure. The DIFFERENCES between a short sale and a foreclosure to your credit and future buying power are huge! You need the correct information. That's why I'm here. Give me a call. We'll sit down and evaluate your options. FREQUENTLY ASKED QUESTIONS: Do I qualify for a short sale? What is mortgage modification? Why would a lender modify my mortgage? What if I owe more than my home is worth? That's only the tip of the iceberg. Don't hesitate to call one me to find the answers. I am here to help!

CALL ME FOR SHORT SALE INFO
Bonnie Milstead, CRS, GRI, LTG, CDPE
Prudential Shimmering Sands Realty
1514 W. 23rd. Street, Suite # B
Panama City, FL 32405
(850)784-1435 Office
(850)785-2182 Fax
Email: BonnieSellsPCFL@Knology.net


I pride myself on being a good listener and a keen observer. I have a healthy thirst for knowledge and lifelong learning, and an enthusiasm to share information with others. I feel a strong sense of responsibility to my clients and to exceptional professionalism in my real estate career. I have spent time and energy building and maintaining relationships with other professionals in my industry such as other real estate agents, lenders, escrow and title officers and many service professionals involved in each real estate transaction. These strong relationships transfer into faster and smoother transactions for my clients.
In light of todays current market I have recently devoted time to become a Certified Distress Property Expert so that I may be part of the solution for distressed homeowners and their families - taking them from uncertainty to resolution. Short Sales and distressed properties can be challenging but they can be done!

PROFESSIONAL DESIGNATIONS AND EDUCATION
Certified Distress Property Expert Designation Sept. 2009
Graduate Realtor Institute 2003
Certified Residential Specialist 2006
Fine Homes Specialist Designation 2005
Member National and Florida Association Of REALTORS
Member Bay County Association Of REALTORS
Prudential Real Estate Honor Society 2005
Bay County Citizens Academy Gradute 2005
Prudential e-Certified Designation 2005
Graduate 2005 Bay County Assoc. Leadership Development

Each Office is Independently Owned and Operated.

The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner per your attorney.



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