Bonnie Milstead, CRS, GRI, LTG, CDPE
(850) 814-3423


Prudential Shimmering Sands Realty
1514 W. 23rd. Street, #B
Panama City, FL 32405

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CRS - Certified Residential Specialist


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GRI - Graduate, REALTOR® Institute


LTG - Leadership Training Graduate


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 Serving Panama City, Panama City Beach and surrounding areas in Real Estate Sales, Short Sales and Distressed Properties.
YOUR SHORT SALE SPECIALIST IN BAY COUNTY. Short Sales, Distressed Properties, PCS to Tyndall AFB, Real Estate For Sale Panama City and Panama City Beach, FL
Upside down in the value of your home, need to sell and don't know what to do? Call me. I can help.
  • SHORT SALE OPPORTUNITIES - Short sales afford advantages both to Buyers and Sellers. A successful Short Sale transaction can free up a Seller to take that job transfer or PCS to another state, avoid foreclosure after a divorce or loss of job. AND a successful Short Sale purcahse can give a Buyer an opportunity to get a great deal on a home. There is a large inventory for Buyers to choose from right now in Bay County.
  • SHORT SALES AND FORECLOSURES: The tumble of the real estate market has created stress for many homeowners. They are "upside down" in their mortgage and don't know what to do. I want to be a part of the solution. As a Certified Distresed Property Expert and Realtor, I can give you the expertise necessary to help save your credit, relieve the uncertainty and most of all, help your family. In addition to my current real estate practice I am devoting my knowledge of the Short Sale market to helping homeowners who face difficult situations, taking them from uncertainty to resolution.
  • HOMEOWNERS DO HAVE CHOICES - Chances are you or someone you know in the Panama City area is facing the possibility of foreclosure. They are not alone. As a CDPE Designee I can help. Now more than ever, it's important to identify your options. Foreclosure CAN be avoided, your credit CAN be saved and your financial future CAN be salvaged.
  • Give me a call. We'll sit down and evaluate your options. I am here to help!

    Specializing in Short Sales and Distressed Properties
    Bonnie Milstead, CRS, GRI, LTG, CDPE
    Prudential Shimmering Sands Realty
    1514 W. 23rd. Street, Suite # B
    Panama City, FL 32405
    (850)784-1435 Office
    (850)785-2182 Fax
    Email: BonnieSellsPCFL@Knology.net


  • I pride myself on being a good listener, a keen observer and having an enthusiasm for knowledge that I like to share with my clients. I feel a strong sense of responsibility to my clients and to exceptional professionalism in my real estate career. BUYING A HOME IS PROBABLY THE LARGEST PURCHASE YOU WILL EVERY MAKE AND I TAKE THAT SERIOUSLY!


  • PROFESSIONAL DESIGNATIONS AND EDUCATION
  • Certified Distress Property Expert Designation Sept. 2009

  • Graduate Realtor Institute 2003

  • Certified Residential Specialist 2006

  • Fine Homes Specialist Designation 2005

  • Member National and Florida Association Of REALTORS

  • Member Bay County Association Of REALTORS

  • Prudential Real Estate Honor Society 2005

  • Bay County Citizens Academy Gradute 2005

  • Prudential e-Certified Designation 2005

  • Graduate 2005 Bay County Assoc. Leadership Development


  • Each Office is Independently Owned and Operated.

    The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner per your attorney.



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